Cost of living in Bulgaria, city by city

Rent, bills, food and transport in Sofia, Plovdiv, Varna, Burgas and Bansko.

Last verified 28 October 2026Checked against Bulgarian sources by the ExpatBG teamReport an error

At a glance

Total time
Check prices before you move
Official fees
Rent €350 to €900 for one bedroom
Where
imot.bg for current rents
Bulgarian needed?
Helpful at markets

Bulgaria is one of the cheapest countries in the EU to live in, but prices have risen fast in recent years, and Sofia is now noticeably more expensive than the rest of the country. This guide gives you a realistic starting point for each city. Rent is the biggest cost by far, so that is where we start.

Rent for a one-bedroom flat

CityTypical monthly rent (2026)Notes
Sofia€500 to €900Centre and Lozenets at the top. Moving further out saves €100 to €200
Plovdiv€350 to €550Kapana and the centre cost more
Varna€400 to €550Higher near the sea garden and in summer
Burgas€350 to €600Similar to Varna
BanskoVaries by seasonLong winter lets cost more. Ask locally

These are estimates from rental listings and published comparisons, not official figures. Check current listings on imot.bg before you set your budget.

Other monthly costs

  • Utilities: electricity, water and heating. Bills are highest in winter, especially in older flats.
  • Internet and mobile: fast and cheap compared with Western Europe.
  • Food: markets and local supermarkets are cheaper than imported brands. Eating out in a local restaurant is still affordable.
  • Transport: public transport is cheap in all big cities, and Sofia has a metro. Taxis are inexpensive if you use a registered company.
  • Health: public health contributions, or €24.81 a month if you pay them yourself, plus private insurance if you want it. See our health insurance guide.

Local wages, for comparison

The Bulgarian minimum wage in 2026 is €620.20 a month before tax. Average salaries are much higher in Sofia than elsewhere. If you earn a Western European salary or work remotely, your money will go far, but local jobs pay much less than you may be used to.

Choosing a city on cost

  • Sofia: the most jobs, the best flights and the highest rents.
  • Plovdiv: a big city at a lower price, 1.5 to 2 hours from Sofia.
  • Varna and Burgas: sea, beaches and summer prices. Quieter and cheaper out of season.
  • Bansko: popular with remote workers. Cheap in summer, busier and dearer in ski season.

See our city guides for neighbourhoods, schools and what each place is like to live in.

Common mistakes

  • Budgeting with prices from a few years ago. Rents and food prices have risen sharply.
  • Forgetting winter heating when you compare flats.
  • Forgetting the one-off costs of moving in: deposit, agency fee and the first month’s rent. See our renting guide.

Sources

Prices are estimates and change quickly. We review this guide regularly; tell us if your experience is different.

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